Kim Zolciak hits $150K debt while son Kroy Biermann charged

**Kim Zolciak Faces $150,000 in Alleged Unpaid Debt While Son Kroy Biermann Jr. Is Arrested on Sexual Assault Charges**

Kim Zolciak, the former “Real Housewives of Atlanta” star, is currently embroiled in two separate lawsuits that allege she owes a combined $150,000 for unpaid debts. The claims stem from a business‑use line of credit and a credit‑card account that the actress failed to repay.

Her son, Kroy “KJ” Biermann Jr., was arrested on August 17 for aggravated sexual assault and aggravated sodomy.

The son’s arrest comes amid a series of charges that have been filed against him since early August. In addition to the assault allegations, he has been indicted on counts of aggravated child molestation, sexual battery, false imprisonment and other offenses. A motion filed by his lawyer seeks to transfer the case to juvenile court.

The convergence of the lawsuits and the criminal case has intensified scrutiny of Zolciak’s personal and financial circumstances. While she has not yet responded to either complaint, court filings indicate that she is being pursued for both debt and legal defense costs.

## Background & Context

In April 2026, Headway Capital sued Zolciak for a revolving line of credit tied to her now‑defunct business, 8 Busy B’s LLC. The firm alleges that the actress defaulted on a $75,000 loan, resulting in a total judgment of $130,634.03 that includes principal and accrued interest.

Court documents detail that the credit agreement was for business use and that the debt was secured through a line‑of‑credit agreement.

Zolciak’s business, established with her estranged husband Kroy Biermann in November 2019, has since been dissolved. The company’s dissolution is noted in Georgia business records, and the lawsuit references the entity as “now-defunct.” The claim also specifies that the debt arose from a credit‑line arrangement dated August 2024.

A separate lawsuit filed on July 13 by Portfolio Recovery Associates, LLC, alleges that Zolciak defaulted on a $16,759.51 credit‑card debt bought from Barclays Bank Delaware in May 2024. The complaint states that the debt was unsecured and that Zolciak failed to make required payments, leaving the balance due as stated.

Process servers have reportedly made multiple attempts to serve her at a former residence she shared with Biermann.

## Legal Proceedings and Current Status

Court documents show that a Gwinnett County sheriff’s deputy served Zolciak on June 23 at her Georgia home. A hearing originally scheduled for August 8 was cancelled, and no new date has been set. Zolciak has not filed a response to the Headway Capital complaint, leaving the case unresolved.

Similarly, the Portfolio Recovery Associates lawsuit lists more than ten attempts to serve Zolciak since July 16. The process server claims that security at her former home indicated she no longer resides there. No telephone return or written acknowledgment has been recorded in the complaint.

The son’s legal team filed a motion on September 8 asking the judge to transfer his case to juvenile court, hoping to avoid adult trial. The motion cites arguments regarding his age and alleged innocence.

KJ was remanded to Atlanta’s Regional Youth Detention Center following his arrest, with a bond hearing set for September 11 and arraignment scheduled for next month.

## Implications for Family and Future

The simultaneous debt and criminal cases place significant pressure on Zolciak’s financial and personal life. If the courts find her liable for the claimed debts, she may face enforced repayment, which could impact her ability to manage future business ventures. The lawsuits also add public scrutiny that may affect her public image.

For Kroy Biermann Jr., the legal strategy of moving his case to juvenile court could alter the trajectory of his proceedings. His attorney maintains his client’s innocence, . The outcome of the motion will be pivotal in determining whether the case proceeds in adult or juvenile court.

The combined circumstances may influence the family’s future decisions, both legally and personally. While Zolciak has not issued a public statement, her silence leaves questions about how she plans to address the alleged debts and support her son’s legal defense.

The coming weeks will likely see further developments as courts schedule hearings and the parties respond to the filings.

The convergence of financial liability and criminal allegations underscores the complex legal landscape that high‑profile individuals can face. The resolution of these matters will set precedents for how personal business ventures and family legal issues intersect in the public eye.